If you have decided to change your old cell phone to a new one, you will most likely need a larger amount of money. Of course, you can already buy a phone at a very low cost, but its number of features will be very limited and inadequate for today’s human requirements and technological development.
Nowadays, however, most people choose to replace their old mobile phone with someone who is superior to the previous one and therefore more expensive. As we know, mobile phones, depending on their manufacturer, model, features, and other benefits, pay a price range that can be measured from a few tens to several thousand euros.
Whatever mobile phone you choose, it will in any case lead to additional costs as the phone is not a daily consumer product that we buy every month. Buying a new phone may seem even more expensive if the need for it is unplanned, that is, your old phone is broken and does not work, and the repairers of the phone are no longer able to help you. This situation is unexpected and urgent. In any case – whether you need a new phone because of your own desires and ambitions, or because the old one is permanently damaged – these are extra costs.
There is no problem if your personal finances allow you to buy a new phone right away, but if your financial is not at the moment and the new phone is needed, the credit can solve the problem. For such a need you can take a loan from both the bank and the non-bank lenders, however, given the speed and simplicity of issuing the loan, it would be more convenient to do it with non-bank lenders, take a quick or consumer loan. It is true, however, that the processing of consumer credit with non-bank lenders will be faster than that of bank lenders, but not faster than quick credit. You can apply for a quick credit online by filling out a virtual application or even sending an application message by pre-registering on the website of a particular creditor. The loan is credited to the bank account within 10 to 15 minutes from the moment the application is sent.
The repayment period of this loan is usually one month, and the maximum is EUR 500 on average – as a new and modern phone. Of course, this does not mean that you have to buy a phone of 500 EUR – it is only the maximum possible loan amount. In general, it is advisable to borrow as much as you need, so before you borrow a loan, find out how much money you need to buy the phone you want and only apply to the lender for a loan application.